Home Loan
Home Loan
8.40% - 10.50%
p.a.
<p>Buying a home is one of the biggest financial decisions you will ever make. At Pristine Finserve, we help you secure the best home loan with competitive interest rates, flexible repayment options, and minimal documentation.</p><p>Whether you are buying a new home, constructing one, or renovating your existing property, we have the right loan product for you.</p>
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Features
Why Choose This Loan
Loan up to ₹10 Crore
Interest rates starting 8.40% p.a.
Repayment tenure up to 30 years
Up to 90% financing
Balance transfer facility
Top-up loan available
Dedicated relationship manager
Eligibility
Eligibility Criteria
| Parameter | Requirement |
|---|---|
| Indian citizen (resident or NRI) | |
| Age: 21-65 years | |
| Minimum income: ₹25,000/month | |
| Stable employment/business for 2+ years | |
| Good credit score (750+ preferred) | |
| Property must have clear title |
Documents
Required Documents
Identity proof: Aadhaar, PAN, Passport
Address proof: Utility bill, Passport
Income proof: Salary slips (last 3 months)
Bank statements (last 6 months)
Property documents
IT returns (last 2 years)
FAQ
Frequently Asked Questions
What is the maximum loan amount?
Up to ₹10 Crore depending on property value and repayment capacity.
What is the minimum credit score required?
A credit score of 750+ is preferred for best rates, but we consider applications with 650+.
Can NRIs apply for home loans?
Yes, we provide home loans to NRIs with proper documentation.
How long does disbursal take?
Typically 7-14 days after document submission.
Best Rates Guaranteed
Ready to Get Started?
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